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What is Personal Contract Purchase Pro?

Personal Contract Purchase (PCP) Pro is an affordable way to own a brand-new van every 3-4 years. Designed specifically for businesses, the agreement offers fixed monthly payments and defers part of the cost to the end of the agreement, also known as the Guaranteed Future Value (GFV) or Optional Final Payment. This allows you the benefit of tailoring the monthly payments to suit your budget.

How does PCP Pro work with Stellantis Financial Services?

PCP Pro is similar to our standard PCP product, allowing you to spread the cost of your vehicle over your chosen period, whilst also offering you flexibility at the end of your agreement. PCP Pro is only available on new vans.

At the end of the agreement, you have three options:

  1. Part exchange your van

You can part exchange for a new one and start another contract.

  1. Keep your van

You’ll need to pay an optional final payment (also known as the Guaranteed Future Value (GFV)) and the vehicle will be yours. If you do not have the money to pay this in full, you may be able to refinance the remaining amount and own the van outright once all the payments have been made.

  1. Return your van to us

Return the vehicle with nothing to pay, subject to condition and mileage criteria being met.

Features & Benefits of PCP Pro

  • A fixed monthly payment, allowing you to budget with confidence
  • Potentially lower payments than a Conditional Sale agreement
  • Variety of options available at the end of the agreement
  • Guaranteed future value, offering protection against depreciation
  • Roadside assistance included as standard with all new PCP Pro agreements
  • Option for ownership at the end of your agreement

To find out more about the PCP Pro offers available, view our manufacturer websites or visit an approved Retailer.

Find a retailer

Find a retailer


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