Business Finance & Leasing

Our PCP finance option is available for business customers and is a popular way to own a brand-new vehicle every 2, 3 or 4 years. The agreement gives additional flexibility with part of the cost, also known as the Guaranteed Future Value (GFV), being deferred until the end of the agreement. This allows you to tailor your monthly payments to suit your business budget. At the end of your agreement, you will have three options; keep the vehicle, return it, or part exchange for a new vehicle.

PCP Pro is designed specifically for vans, giving businesses the ability to budget with an affordable monthly payment. In the same way as a standard PCP agreement, PCP Pro gives your business additional flexibility deferring part of the cost, also known as the Guaranteed Future Value (GFV), until the end of the agreement. At the end of your agreement, you will have three options; keep the van, return it, or part exchange for a new vehicle.

Our Personal Contract Hire finance is available to businesses, offering a leasing contract for the use of the vehicle, which is available over different durations to suit your requirements. At the end of your agreement you must return the vehicle, paying any excess mileage or damage charges.

Business Finance Lease is a traditional leasing method for “off balance sheet funding”, unless preparing accounts under IFRS. This product is suitable for businesses wishing to pay a fixed monthly rental with flexible end of contract options. Contracts are available with the ability to defer part of the balance to the end of the contract, also known as a Balloon payment.

Conditional Sale is a traditional way to finance the purchase of a vehicle. With a fixed interest rate, businesses benefit from set monthly repayments over an agreed repayment period. At the end of the agreement, once all payments have been made, you will own the vehicle outright. There are no mileage restrictions with conditional sale agreements.