Skip to main content

What is Conditional Sale?

A Conditional Sale (CS) agreement is a traditional way of purchasing a car or other vehicle on finance, offering a straightforward agreement that involves paying a deposit followed by equal monthly payments.

How does Conditional Sale work with Stellantis Financial Services?

Stellantis Financial Services offers Conditional Sale agreements on both new and used vehicles across the brand network. When entering into an agreement, you will specify your deposit along with your agreement term which will determine your monthly payment.

Conditional Sale in three stages:

1. Deposit

You’ll pay a deposit at the beginning of your agreement. You can also trade in your existing vehicle to put towards this deposit.  

2. Monthly Payments

You’ll agree on a monthly payment that works for you and your budget; this will be established at the start of your agreement with us.

3. Enjoy!

Once delivered, you can enjoy your vehicle straight away and once the agreement ends and all payments have been made, we will transfer legal ownership of the vehicle to you.

Features & Benefits of Conditional Sale

  •  Conditional Sale finance is ideal if you’re looking to own the vehicle at the end of your agreement
  •  Unlike other products, you don’t have to estimate your mileage to determine your payments
  •  No Guaranteed Future Value (GFV) payment at the end of the contract
  •  Spread the cost of buying a vehicle
  •  Flexible deposits, repayment periods and monthly costs


What happens at the end of a Conditional Sale agreement?

At the end of your agreement, once you have made your final payment, ownership of the vehicle will automatically transfer to you. There are no additional steps to take. 


Conditional Sale for Business

Stellantis Financial Services are pleased to offer Conditional Sale for Business users. To find out more, visit your local retailer.

Find a Retailer

Please select


Are you ready to feel the adrenaline in every ride?

View the range and browse finance offers online, in addition to configuring your vehicle and booking a test drive.

Alfa Romeo

Looking for best-in-class performance, without compromising the pure Italian style? Configure your Alfa Romeo today.

Browse available finance offers and request a quote online. Alternatively, locate your local retailer for further details.


Are you ready to find a Citroën that suits your style and personality?

View finance offers, configure your vehicle and order online today.

DS Automobiles

Considering entering the world of haute couture but want to discuss your finance options further?

Your local retailer will be happy to discuss your options.


Crafted with iconic style, FIAT have a range of vehicles to keep you on the move.

Configure your vehicle and get a quote online or visit your local retailer for further details.


If a 4x4 is the style you're looking for with uncompromised performance, Jeep® has you covered.

Build, price and view online using the Jeep® virtual demo tool or visit your local retailer for a test drive and further information.


If you're looking for a car that's unique by design and innovative in nature then Maserati is for you.

Build your vehicle online, book a test drive or locate your nearest dealer today.


Whether you're looking for a compact city car or a larger SUV, Peugeot has something for you.

Configure your vehicle, get a part exchange valuation and apply for finance online. Alternatively, visit your local retailer for further information.


There's a Vauxhall to suit every need, including those looking for a fully electric vehicle.

Browse, configure, apply for finance and order online, or visit a local retailer for more information.