Subscription Car Insurance

What is Subscription Car Insurance?

Subscription Car Insurance provides protection for you and your vehicle on a rolling monthly subscription. There’s no up-front deposit or interest charges, and you can cancel or make changes at any time, with just a few taps.

Whether you’re purchasing a new vehicle or looking to renew your insurance, our Subscription Car Insurance covers our range of Stellantis vehicles, available for the following brands:

• Abarth
• Alfa Romeo
• Citroën
• DS Automobiles
• FIAT
• Jeep
• Leapmotor
• Maserati
• Peugeot
• Spoticar
• Vauxhall

View all brands

Our Subscription Car Insurance explained

Our comprehensive insurance provides comprehensive cover, as required as part of the Stellantis Financial Services’ finance agreements.

Designed to give our customers peace of mind and allow for budgeting with confidence, our Subscription Car Insurance has no set term, so it can work with you and your lifestyle, providing you with flexibility to make changes, renew or cancel at any time, with no additional fees. 

The price you pay is guaranteed for 12 months, unless you need to make a change of course, after which time your premium is reviewed annually to make sure it aligns with your current coverage needs. 

As part of your policy, expert technicians will be carrying out repairs to your vehicle, and only original parts will be used. 

Key benefits of our car insurance

Our car insurance product includes the following:

• Repairs are carried out by expert technicians in an Approved Accident Repair Centre, so you can be certain that your car is repaired using Stellantis’ exacting repair standards
• Use of original equipment parts guaranteed for 3 years
• Use of a courtesy car whilst your car is being repaired, subject to availability
• Protecting your No Claims Bonus and policy excess if you’re involved in an accident where the fault was of an uninsured driver
• Roof box cover up to £1,000
• 24-hour UK recovery in the event of an accident
• Replacement child car seats in the event of an accident
• 90 days’ full policy cover in a 12-month period when you visit the EU
• Up to £1,000 cover for replacement locks
• Cover for personal accidents involving the car, up to £5,000 per person (up to a maximum of £20,000) 
• Car contents and personal belongings cover up to £250

Additional protection for Electric Cars

In addition to the standard insurance features, you’ll benefit from extended cover for your electric car – pure electric or plug-in hybrid. Cover is provided to protect the things that matter like cables, home charger, battery and trip hazards.

●    Battery cover - Your battery is covered against accidental damage, fire and theft – even if you’re hiring it.
●    Charging cables & box - Your charging cables and wall boxes are covered for accidental damage, fire and theft.
●    Trip hazard - You’re covered should someone trip over the charging cable whilst charging your car at home.

What’s included

• Loss of or damage to your car: Resulting from accidental damage, fire or theft.
• Third party liability: Following an accident, we’ll cover your liability to other people for injury (unlimited) or damage to their property (up to £20 million).
• Foreign travel: Full policy cover for up to 90 days within the Territorial Limits between the start date and anniversary and every year between 2 anniversaries.
• Replacement locks and keys: Cover to the value of £1,000 if your car keys are lost or stolen.
• Courtesy car: You may keep the courtesy car for a period of up to 14 days or until your car is returned to you (whichever is less) where your car is repairable or deemed a total loss, subject to availability.
• Windscreen cover: Glass repair or replacement is covered up to the market value of your car.
• Car contents and personal belongings: Cover up to £250 for items in your car or roof box.
• Replacement child car seat: Cover in the event of an accident which involves impact damage.
• Driving other cars: Your liability to others when you are driving any car that is not covered under this policy, if this is shown on your Certificate of Motor Insurance.
• Personal accident cover up to £5,000 per person up to a maximum of £20,000.
• Medical expenses of £100 per person, up to £500.
• Uninsured driver promise: If you make a claim against an uninsured driver for an incident that isn’t your fault, you’ll keep your No Claims Bonus.
• Electric vehicles: Cover for your battery and charging cables.

What’s not covered

• General wear and tear
• Any loss, damage or liability if you are not aged 17 to 85 and do not live permanently in the United Kingdom or the Isle of Man.
• Any loss, damage or liability if your car is not taxed and registered in the United Kingdom or the Isle of Man.
• Any travel outside the territorial limits.
• Death or Bodily Injury caused by alcohol, drugs, racing, not wearing a seatbelt, or any event caused intentionally by an insured person.
• All points under the General Exclusions section of the Policy Wording are not covered.
• All points listed in the “What is not covered” column of each section of the Policy Wording are not covered.
• Driving other cars that are light commercial vehicles or car derived vans.
• A courtesy car in the event of theft or attempted theft of your car.

Optional extra cover

You’ll have the option to add this extra cover to your policy at an additional cost: 
●    No claims bonus protection 
●    Motor Legal Protection 
●    Excess Assist

Do I need car insurance?

Yes. Car insurance is a legal requirement in the UK. The continuous insurance enforcement rules brought in as part of the road safety act of 2006 means you could be fined for not insuring your vehicle.

It’s also a requirement of your finance terms that your vehicle has full, comprehensive insurance.