3 Day Free Van Insurance

What’s included:

• Loss of or damage to your van: Resulting from accidental damage, fire or theft.
• Third party liability: Following an accident, we’ll cover your liability to other people for injury (unlimited) or damage to their property (up to £20 million).
• Foreign travel: Full policy cover for up to 90 days within the Territorial Limits between the start date and anniversary and every year between 2 anniversaries.
• Replacement locks and keys: Cover to the value of £500 if your van keys are lost or stolen.
• Courtesy van: You may keep the courtesy van (car-derived van) for a period of up to 14 days or until your van is returned to you (whichever is less) where your van is repairable or deemed a total loss, subject to availability.
• Windscreen cover: Glass repair or replacement is covered up to the market value of your van.
• Van contents and personal belongings: Cover up to £300 for items in your van
• Tool cover: Cover up to £300 if your tools are damaged or stolen while in your van as standard. Enhanced Tool Cover can be purchased to increase the value of tools covered.
• Driving other vans: Your liability to others when you are driving any van that is not covered under this policy, if this is shown on your Certificate of Motor Insurance.
• Personal accident cover up to £5,000 per person up to a maximum of £20,000.
• Medical expenses of £100 per person, up to £500.
• Uninsured driver promise: If you make a claim against an uninsured driver for an incident that isn’t your fault, you’ll keep your No Claims Bonus.
• Electric vehicles: Cover for your battery and charging cables.

Key exclusions:

• General wear and tear
• Any loss, damage or liability if you are not aged 17 to 85 and do not live permanently in the United Kingdom or the Isle of Man.
• Any loss, damage or liability if your van is not taxed and registered in the United Kingdom or the Isle of Man.
• Any travel outside the territorial limits.
• Death or Bodily Injury caused by alcohol, drugs, racing, not wearing a seatbelt, or any event caused intentionally by an insured person.
• All points under the General Exclusions section of the Policy Wording are not covered.
• All points listed in the “What is not covered” column of each section of the Policy Wording are not covered.
• Driving other vans that are light commercial vehicles or van derived vans.
• A courtesy car-derived van in the event of theft or attempted theft of your van.