Vehicle Shortfall Insurance Policies | Stellantis Financial Services

Make sure a write-off doesn’t leave you out of pocket

Vehicle shortfall insurance ensures a costly insurance write-off doesn’t leave you with an unexpected bill to pay. Instead, you can concentrate on finding a replacement vehicle.

How our vehicle shortfall insurance products work

Vehicle shortfall insurance is also known as Total Loss Cover, or GAP insurance.

Should your car be written off, vehicle shortfall insurance can cover the “gap” or “shortfall” left to pay to replace your vehicle. The exact shortfall is determined by your policy, which is designed to suit the needs of all Stellantis drivers and vehicles. Vehicle shortfall insurance is available for the following brands:

Abarth
Alfa Romeo
Citroën
DS Automobiles
FIAT
Jeep
Peugeot
Vauxhall

If you are selecting Vehicle Shortfall Insurance, the retailer you have chosen to finance you vehicle with will determine whether GAP insurance or Total Loss Cover is available.

Key benefits of vehicle shortfall insurance

Our vehicle shortfall insurance policies provide:

Cover for new and used vehicles
Financial protection, ensuring you aren't left out of pocket

Help filling the shortfall between your motor insurance settlement and/or (depending on the level of cover purchased) the:

amount you originally paid for your vehicle
outstanding finance on your vehicle

Want to find out more about the products available to you? Start by selecting the brand of your chosen retailer below.