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Can I change my payment date?

Yes, you can change your payment date via your online account.

We understand that our customers sometimes need to move their payments to a more convenient date. We are therefore happy to move your due date forward up to a maximum of 15 days from the original payment date at the start of the contract.

If you are having difficulty accessing your account, you can find supporting information in the ‘online account’ section of our FAQs.

How do I put a private plate on my vehicle?

In most instances, you can. 

If you hold the V5 document for the vehicle you can go ahead and arrange this directly with DVLA. You must tell us your new registration number once your request has been completed.  

Please be aware that when you return the vehicle the plate will need to be removed in good time for the vehicle to be collected. Please note it can take up to 8 weeks so you’ll need to start the process early. 

What happens if my vehicle is involved in an accident or is declared a write-off?

You should notify us and contact your insurance company immediately to commence settlement or transfer to another vehicle.

Please note that your monthly repayments will continue as normal whilst these arrangements are being made. 

Can I take my car abroad?

If you hold the V5 document for your vehicle, you can take it outside the United Kingdom to the European Union, the Channel Islands or the Isle of Man for up to 28 days without notifying us.

Can I change the mileage allowance on my contract after I have signed the contract?

Yes, you can change your mileage allowance. Please note that changes to your mileage allowance will result in changes to your monthly repayments. 

If you think you are likely to exceed your mileage allowance, you can increase it. Please be aware that this will result in an increase to your monthly repayment.

Can I voluntarily terminate my agreement?

If you have a Conditional Sale or Personal Contract Purchase agreements regulated by the Consumer Credit Act 1974 then you have right to return the vehicle early, but you’ll have to pay at least 50% of the total amount payable under the agreement. 

In addition, you are responsible for paying:
•    any instalments due up to the point you terminate the agreement (including any arrears); and 
•    any excess mileage charge; and 
•    damage charges due

What is Conditional Sale Car Finance?

A Conditional Sale (CS) agreement is a traditional way of purchasing a car or other vehicle on finance, offering a straightforward agreement that involves paying a deposit followed by equal monthly payments.

What is Personal Contract Purchase?

With Personal Contract Purchase (PCP), you can purchase your vehicle with a deposit, monthly payments and, if you wish to own the vehicle at the end, a balloon payment (also known as the Guaranteed Future Value). Since you won’t have to pay for part of the car until the end of the contract, this gives you additional flexibility.

As a retailer for Stellantis Financial Services, this is your one stop shop for all the tools you need to manage your reporting, KPIs, statements, as well as receiving access to finance proposals and renewals.

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